Note: The job is a remote job and is open to candidates in USA. Banner Bank is a well-established financial institution with over 135 years of history and a strong presence in the Northwestern United States. The Credit Analyst role involves analyzing financial information and credit data to support responsible lending decisions, ensuring compliance with policies and regulations, and assisting with loan requests of varying complexity. This position offers an opportunity to deepen financial expertise while contributing to the bank's mission of supporting clients and communities.
Responsibilities
- Investigate credit and financial information for prospective and existing commercial clients
- Analyze business and personal financial statements, tax returns, cash flow, collateral, and sources of repayment
- Prepare credit approval packages, spreadsheets, summaries, and written analyses for loan decision makers
- Support new, renewed, and existing loan requests ranging from simple to moderately complex
- Ensure all work complies with internal policies, procedures, security requirements, and applicable regulations
Skills
- You hold a Bachelor's degree in Accounting, Business, Economics, Law, Computer Science, or a related field
- An equivalent combination of education and experience can be considered in lieu of a degree
- You bring two or more years of related credit or financial analysis experience
- You're comfortable analyzing financial statements, tax returns, and cash flow with a strong grasp of basic accounting principles
- You bring solid analytical thinking and sound judgment to every credit investigation
- You can manage high volumes of work accurately while adapting to shifting priorities in a deadline-driven environment
- You communicate clearly and professionally, both in writing and in conversation
- You understand federal and state regulations related to commercial lending
- You are proficient in Excel, Word, and other applicable systems
Benefits
- Annual incentive potential
- Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life
- Paid vacation time, sick time and 11 company paid holidays
- 401k (with up to 4% match)
- Tuition reimbursement
Company Overview