About the Role
Coinhold / Wallet is a consumer-facing neo-banking and crypto wallet platform serving users at scale. We are building a secure, AI-native financial ecosystem bridging crypto and fiat.
We are looking for a CTO to define technical strategy, lead engineering execution, and scale a high-performance product used by millions of users.
Location: Remote
What You Will Do
- Own end-to-end technical vision and architecture of a crypto-fiat wallet platform
- Scale systems for onboarding, payments, custody, swaps, and Web3 assets
- Lead AI adoption across product: personalization, fraud detection, financial insights, support automation
- Build and lead a cross-functional engineering organization (backend, mobile, DevOps, data, security)
- Ensure platform meets global security, compliance (AML/KYC, PCI DSS, GDPR) and reliability standards
- Drive integrations with banks, PSPs, blockchain networks, and custodians
- Establish engineering standards, delivery processes, and platform scalability
What We're Looking For
- 7+ years in engineering leadership (CTO / VP Engineering / Head of Engineering)
- Experience building and scaling consumer fintech or crypto products
- Strong background in distributed systems, payments, or wallet infrastructure
- Hands-on experience with crypto custody, multi-chain systems, and transaction flows
- Proven ability to scale engineering teams (20+ people)
- Experience delivering AI/ML features in production
Strong Plus
- Deep understanding of AML/KYC, PCI DSS, GDPR compliance
- Experience with LLMs, AI agents, or personalization systems
- Background in high-scale mobile-first platforms
- Experience in regulated fintech or Web3 companies
What We Offer
- Opportunity to build a next-generation AI-powered financial platform
- High autonomy and direct influence on product and company direction
- Fast-scaling global engineering environment
- Strong ownership culture and executive-level impact
- Remote-first company - work from anywhere in the world
- Fully flexible working hours
- Extended time off: 20 paid vacation days + 12 bonus days per year
- 100% paid sick leave
- Real impact and ownership in fintech & crypto projects
- Corporate benefits: product discounts and mining infrastructure access
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