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Posted May 26, 2026

Cost Reduction Consultant (1099) – Merchant Services

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About Spendly: Spendly helps mid-market and enterprise companies identify and execute cost savings across key expense categories. We partner with experienced consultants who bring deep vendor knowledge and proven results. Role Overview: We are seeking a Merchant Services Cost Reduction Consultant to help clients optimize payment processing expenses, including credit card fees, interchange rates, gateway costs, and related services. This is a 1099-contract role, ideal for an experienced professional with a track record of delivering measurable savings. Key Responsibilities: • Analyze merchant processing statements and contracts • Identify cost-saving opportunities across interchange, assessments, and markups • Renegotiate terms with processors, ISOs, and payment providers • Provide benchmarking insights against industry standards • Deliver clear savings reports and implementation strategies Qualifications: • 5+ years of experience in merchant services, payments, or fintech • Proven track record reducing costs with major processors (e.g., Fiserv/First Data, Chase Paymentech, Worldpay, Stripe, Adyen) • Experience working with mid-market to enterprise clients • Strong understanding of interchange optimization and pricing models • Ability to present case studies demonstrating achieved savings Preferred: • Existing relationships within payment processing ecosystem • Experience as an independent consultant or advisor Pay: $25.00 - $50.00 per hour Benefits: • Flexible schedule Work Location: Remote Apply tot his job Apply To this Job