Job Description:
• Identifies, develops and maintains a quality network of community-based organizations, Realtors, and local state/government agencies
• Takes residential mortgage loan applications and communicates underwriting decisions
• Increases mortgage loan volume focusing on CRA, low-and moderate-income, and multicultural borrowers
• Establishes relationships with nonprofit organizations and community-based affordable housing organizations
• Represents the bank in community-based meetings and initiatives
• Explains variety of mortgage products and services available and offers recommendations based on evaluation of individual prospect needs
• Guides customers through the mortgage application process
Requirements:
• Bachelor’s degree or progressive work experience
• 3+ years related experience required
• Growing network of outside contacts to generate quality referral business
• Self-directed, ability to plan own activities to achieve sales goals
• Excellent time management skills
• PC skills, including knowledge of mortgage origination and automated underwriting systems
• Employee must maintain an active registration status with NMLS (Nationwide Mortgage Licensing System and Registry)
• Established network of community-based organizations, municipalities and agencies whose primary focus is affordable housing and first time home buyer education
• Demonstrated sales ability
• In-depth knowledge of mortgage industry, products, lending practices and regulatory guidelines
• Minimum target annual loan originations of 48 LMI/multicultural units
Benefits:
• base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan)
• health and well-being benefits
• savings and retirement programs
• paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
• banking benefits and discounts
• career development and reward and recognition