Collections Specialist (Bilingual English/Spanish) | Remote

We are actively hiring experienced Collections Specialists located in Mexico and Colombia to join our growing remote team. This role is ideal for professionals with strong third-party collections experience who are confident handling difficult conversations, negotiating payment arrangements, and working in a fast-paced, target-driven environment. We are looking for candidates with excellent English communication skills, strong objection-handling abilities, and a solid understanding of collections compliance and FDCPA regulations. If you are motivated by performance, enjoy helping resolve accounts professionally, and are looking for a long-term remote opportunity with growth potential, we would love to hear from you. Compensation & Contract Structure Independent Contractor $260–$270 USD paid weekly Plus performance-based commission opportunities Key Responsibilities Handle inbound and outbound collections calls professionally and efficiently Negotiate payment arrangements and resolve delinquent accounts Maintain consistent follow-up communication with customers Accurately document all account interactions and updates Ensure full compliance with FDCPA and collections regulations Meet and exceed individual and team performance goals Maintain professionalism and composure during challenging conversations What We Offer Remote work opportunity within Mexico and Colombia Competitive weekly compensation in USD Uncapped commission structure Growth and advancement opportunities Supportive, performance-driven team culture Ongoing training and coaching Technical Requirements (Essential) To be considered, candidates must meet all technical requirements below: Windows 11 PC (Mac not supported) 12–16 GB RAM Dual monitors Webcam Fibre internet with a wired connection Backup power solution Microsoft Teams / Office 365 Applications that do not meet the minimum technical requirements may not move forward in the process. Hiring Process To ensure fairness and consistency, all applicants must complete every stage of the hiring process. Our process includes: Resume and Prescreen Questionnaire Review One-Way Video Interview Live Interview Final Interview Please note: This is an English-speaking role that requires strong written and verbal English communication skills. All resumes/CVs must be submitted in English to be considered. Applicants must be physically located in Mexico or Colombia. Requirements Requirements Previous BPO collections experience is required Third-party collections experience is strongly preferred Strong understanding of FDCPA and collections compliance regulations Excellent English communication skills, both spoken and written Fluent Spanish communication skills Strong negotiation and objection-handling abilities Goal-oriented mindset with the ability to meet performance targets Previous remote/work-from-home experience preferred Must be permanently based in Mexico or Colombia Must meet all technical requirements listed above