Job Description:
• Investigate, evaluate, negotiate, and resolve automobile liability claims.
• Review assigned claims and contact the insured and other affected parties.
• Set expectations for the claim process and initiate documentation in the claim handling system.
• Complete complex coverage analysis and drive fair, timely claim resolutions.
• Thoroughly document and complete all claim closure activities in the assigned claims management system.
• Handle moderately complex claims involving settling Total Losses and inspecting vehicles.
• Determine cause of damage, establish liability, and monitor repairs.
Requirements:
• High school diploma or equivalent
• Complete ACG Claim Representative Training Program or demonstrate equivalent knowledge or experience.
• In states where an Adjuster’s license is required, must be eligible to acquire a State Adjuster’s license within 90 days of hire.
• A valid driver's license is required if conducting in-person inspections or frequent in-person meetings.
• Two years of experience or equivalent training in negotiation of claim settlements, securing and evaluating evidence, preparing estimates, and resolving coverage questions.
• Advanced knowledge of Essential Insurance Act (Michigan), Fair Trade Practices Act as it relates to claims, subrogation procedures, intercompany arbitration, and negligence law.
Benefits:
• Medical plans with multiple coverage options, including HSA eligibility.
• Prescription drug coverage.
• Dental and vision benefits.
• Employee Assistance Program (confidential support services).
• Company-paid basic life insurance.
• Optional supplemental life insurance and dependent coverage.
• Short-term and long-term disability coverage.
• Critical illness, accident, and pet insurance options.
• 401(k) plan to support long-term financial goals.
• Paid Time Off (PTO): Accrual-based, increases with tenure.
• Full-time new employees will receive up to 12 PTO days annually.
• Full-time employees are eligible for 10 company-paid holidays annually.
• Paid leave programs, including parental, bereavement, jury duty, and military leave.
• Tuition assistance (up to $5,250 annually; 80% covered by ACG).
• Professional certification support with 100% reimbursement for eligible programs.
• Complimentary AAA membership with roadside assistance and travel discounts.