Actuary – Product Development

Job Description: • Drive the pricing and actuarial support for new product development and existing product enhancements • Analyze product design proposals to determine pricing viability, risk management, competitive positioning, and customer value • Stay highly informed on competitor filings to understand how our products and pricing stand relative to the market • Write advanced SQL queries to pull from large, detailed medical bill databases for rigorous product pricing • Ensure product pricing/rating complies with state-level requirements and propose alternative designs to navigate tougher regulatory environments • Operate seamlessly with product, underwriting, marketing, BI, and IT teams in the design and launch of new products. Communicate complex actuarial concepts to a non-actuarial audience • Propose creative ways to price innovative coverage concepts and ideas Requirements: • ACAS/ASA (or FCAS/FSA) Designation Minimum • At least 4 years of experience in an actuarial role in P&C and/or Health • At least 2 years of experience in an actuarial pricing or product development role • Creative and able to come up with reasonable pricing assumptions even when there is not direct data to price a brand-new coverage • Excels in a cross functional environment working with marketing, product, IT, finance, and underwriting in designing and launching new products • Comfortable in listening to and balancing needs across multiple stakeholders balancing pricing accuracy with customer experience and marketability • Intermediate knowledge of SQL • Intermediate knowledge of either R or Python • Intermediate knowledge of Excel • Experience performing competitor filing research in SERFF • Comfortable or willingness to learn how to work with AI assisted coding tools, such as, Claude, GitHub, Copilot, or Gemini • Able to anticipate needs, innovate and flourish in a high-volume, fast paced environment Benefits: • Comprehensive Medical, dental, and vision plan for you and your family • Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) are available • Highly competitive 401(k) matching • Generous 20-day PTO Policy, with rollover options. Earn an additional day of PTO each year on your anniversary with Fetch, for a maximum of 30 days • Paid company (9) holidays, including (1) floating holiday • Fetch Pet Insurance discount - up to 50% off, up to $1,000 savings/year • Educational Assistance Program • Fetch Discount Perks Program • Volunteering - earn up to 8 hours per calendar year at nonprofit organizations • NYC Office Amenities: Pet-friendly environment, free lunch, snacks, and additional amenities; transit accessible • Employee Referral Incentive • Tuition Assistance • Commuter Benefits • Employee Assistance Program (EAP)